Terms & Conditions

Effective Date: 04/15/2026

By accessing this website or requesting our free guide, you agree to the following Terms & Conditions.

1. Use of This Website

This website is intended to:

> Provide educational information about life insurance
> Offer a free guide to help Canadian seniors make informed decisions

You agree to use this site only for lawful purposes.

2. No Financial or Legal Advice

The information provided:

> Is for educational purposes only
> Does not constitute financial, legal, or insurance advice

You should consult a licensed professional before making decisions.

3. No Obligation Offer

Requesting the free guide:

> Does not require any purchase
> Does not create any client relationship
> Does not obligate you to speak with an advisor

4. Advisor Contact
​
By submitting your information, you acknowledge that:

> A licensed advisor may contact you
> This is optional and intended to provide assistance
> You can decline or opt out at any time

5. Accuracy of Information
​
While we aim to provide accurate and up-to-date information:

> We make no guarantees regarding completeness or accuracy
> Insurance products and availability may vary

6. Intellectual Property
​
All content on this website, including:

> Text
> Guides
> Design
> Branding

Is the property of SeniorsLife.ca and may not be copied or distributed without permission.

7. Limitation of Liability

SeniorsLife.ca and Term Provider Inc. are not liable for:

> Any decisions made based on the information provided
> Any direct or indirect damages resulting from website use

8. Eligibility
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This service is intended for:

> Canadian residents
> Individuals aged 60–80 (as per guide focus)

9. Modifications
​
We reserve the right to update these Terms at any time.
Changes will be posted on this page.

10. Contact Information

For questions regarding these Terms:

SeniorsLife.ca
A Division of Term Provider Inc.
​Phone: 1-833-444-TERM (8376)